We cover what your homeowner's insurance doesn't.

Yes, every plan has 24-hour service and will cover a hotel stay if necessary. We’ll be there to help when you need it most. All of that information will be detailed in the plan documents you receive after enrolling.

Our protection plans cover the repair or replacement of major home systems and appliances that break down from everyday use. Homeowners insurance typically covers damages caused by unexpected events like fire, theft, or natural disasters.

Our protection plans cover the essential systems and items that you need most like HVAC (heating, ventilation, and air conditioning), plumbing, electrical, as well as household appliances such as refrigerators, dishwashers, ovens, and more. Coverage can vary between Good, Really Good, Super Good, or Ultimate plans.

We have a nationwide network of licensed service providers that are trusted to perform your repairs. In most cases, we will assign a service technician from our network to handle covered repairs. However, you may request to use your preferred provider, but it’s something you should discuss with your VIP support rep.

Our default coverage term is 4 years, but every plan can be customized to suit your needs and home.

Every home has different needs as does every person. And, the cost of a home plan will vary based on the level of coverage, location, and age of your home. We have plans starting as low as $99/month but the easiest thing to do is pick up the phone and call the VIP support line to explore your options.